How Gen Z Can Thrive in Digital Finance

  • September 18, 2025
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The world of money is changing faster than ever, and Gen Z is at the forefront. From mobile wallets to crypto, gig work, and digital-first banks, young people are reshaping what finance looks like in the 21st century.

On 17 September 2025, Bankii Finance hosted a Space on the theme “Engaging Gen Z in Digital Finance”. The lineup featured Mr Godwin Lawson, CEO of Mita School, and the session drew in students, professionals, and curious minds eager to understand how the next generation is building the financial sector.

The host set the tone with a warm welcome, sparking interaction by asking the audience: “Are you a Gen Z or not?” A flood of emojis and responses poured in.

Why Focus on Gen Z?

Before diving deep, the speakers unpacked what makes Gen Z unique:

  • Digital natives: mobile-first, community-driven, and always online
  • Skeptical of traditional banks: many prefer wallets, apps, and Web3 tools over physical branches

These points reflected the lived experiences shared by participants.

Mr Lawson dropped practical gems on where Gen Z is spending their digital time: X, TikTok, Discord, Web3 apps, and mobile wallets. He highlighted three big opportunities:

  • Financial literacy through fun formats like memes, gamification, and creators
  • New income streams in the gig economy, freelancing, and crypto
  • Micro-investing as a gateway to wealth building

However, he also cautioned against pitfalls such as scams, FOMO, and financial stress, reminding the audience that excitement should never replace wisdom and hard work.

Fireside Chat: Insights from Mita School

The highlight of the evening was the panel featuring Mita School, a tech education hub that is building the next generation of African talent.

Key questions they tackled included:

  • What makes finance appealing to Gen Z?
  • Can Gen Z leapfrog traditional banks and go straight into Web3?
  • How can institutions engage Gen Z without looking “cringe”?

Mita School stood out by showing how education is the bridge. They highlighted their mission of training young people in data analysis, cybersecurity, app development, and more. These skills do not just build technical ability, they also foster financial confidence and independence.

No event is complete without the people. During the Q&A, attendees shared real stories, from how they budget to their first crypto mistakes, along with the tools they rely on daily. From budgeting apps to safe investing tips, the community exchanged practical advice that Gen Z could put into action immediately.

Key Takeaways

The session closed with youth-focused insights:

  • Finance must be fun, safe, and relatable for Gen Z
  • Institutions need to adapt quickly to stay relevant
  • Education, such as what Mita School offers, is the true key to sustainable financial growth

The audience left with not just theory but a clear call to action: work hard, own your digital finance journey, stay informed, and never stop learning.

In Conclusion

This Space was a blueprint for how Gen Z can bring more creativity into the digital finance space. All it takes is the right tools, the right knowledge, and the right support.

Bankii Finance continues to lead the crypto sector by providing users with a cryptocurrency debit card for spending digital assets, while Mita School is equipping young Africans with the skills to not only join but also shape the future.

If you missed this impactful session, click the link below to listen to the full recording.

https://x.com/bankiifinance/status/1968377726123098162

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